Inland Marine Policy

After seeing my buddy’s camera equipment destroyed by a canoe full of water the other night, and after remembering when I went through a similar situation a few years ago, it is time for a reminder.

If you are carrying expensive camera equipment in a canoe or kayak, including a cell phone, you might want to purchase “inland marine coverage” for your valuables. For me inland marine insurance covers my specialty items - each listed out on the policy - to protect them from perils - and not just water incidents.

The insurance companies do not give inland marine insurance away, but the cost of the insurance is far cheaper than having to replace at full value your gear if/when your watercraft fills with water, or you drop it while hiking, or it is stolen.

I encourage you to contact your insurance agent. Whether you paddle frequently with camera gear or never do, or you hike with gear, you might want to consider that insurance. I will vouch for it and I would guess my buddy would too now.

The male red-winged blackbird… just an image from today.